The choice is yours
Know the minimum future value of your new vehicle before you drive it off the lot. Once you reach the end of your Kia Konfidence loan term, you can choose to retain your car, replace it or return it – it’s up to you.
To keep your Kia, all you need to do is pay off the guaranteed future value. We can assist you with additional financing for this amount, if required.
You can exchange your Kia by trading it in and re-financing for a new one. If the trade-in value is higher than its guaranteed future value, you can put the balance towards your new Kia.
Provided you comply with the terms of the loan agreement and the Kia Konfidence Good Condition Guide, you can return your Kia without paying off the guaranteed future value. A disposal fee and excess charges may apply.
See the full terms and conditions of a Kia Konfidence loan.
Spread your repayments over a weekly, fortnightly or monthly period to suit your budget.
Choose the length of the loan term, from one to five years.
Kia Finance offers a range of balloon payments to suit your needs.
Lease payments can be claimed as tax deductions.
Input your desired deposit, term and payment frequency to calculate an estimate of your regular repayments.
Take your favourite Kia model for a spin and discuss your finance options in more detail. Get approval and take your new Kia home.
You’ll have access to a dedicated Kia Finance contact centre. At the end of your term, you own the vehicle.
What finance terms can I choose under the Kia Kondidence agreement?
You can select a finance period of either 24, 36 or 48 months depending on which term suits you best.
Can I trade in my Kia before term is up?
Yes, provided you pay all that’s owed under the agreement. However, due to the structure of the Kia Konfidence programme, if you trade in your Kia early, the settlement amount may be greater than the trade in value. That’s why it’s important to choose a term that best suits your driving and ownership cycle.
What happens if I choose to return my Kia at the end of my Kia Kondidence agreement?
Under the Kia Konfidence programme you are able to return your vehicle at the end of the agreement, provided you comply with the terms of the agreement. Simply provide us with the required 30 days’ written notice, return the vehicle and settle the $350 disposal fee, plus any excess charges (if applicable).
Is fair wear and tear covered in my agreement?
Fair wear and tear is included in your agreement. Your local Kia dealer will inspect the car’s condition for excess fair wear and tear when you return it. The Kia Konfidence Good Condition Guide explains what fair wear and tear is and highlights what you need to be aware of before the inspection at the end of your Kia Konfidence agreement.
